TenQ · fact sheet · filings current to · price as of
SoFi (SOFI)
The business itself is the question here - 11 of 29 checks passed.
Latest close : $18.22, -1.6% on the day; -43.4% from the 52-week high. Refreshed every trading night.
Full analysis: report · all charts. Financial statements are computed from SEC EDGAR XBRL filings, current to . The share price and everything built on it (market cap, multiples, yields, the Value and Trend checks) are refreshed every trading night; this page shows the close of . Not investment advice.
Key figures
| Share price (delayed close) | $18.22 |
| Market cap | $23.5B |
| 52-week range | $15.15 - $32.21 |
| P/E | 35.8x |
| P/E, own 2-year median | - |
| P/S | 38.6x |
| Free cash flow yield | -37.4% |
| Dividend yield | - |
| Revenue (TTM) | $610M |
| Net income (TTM) | $636M |
| Free cash flow (TTM) | $-8.8B |
| Gross margin | -13.8% |
| Operating margin | - |
| Return on equity | 5.7% |
| Revenue growth (1y) | +9.2% |
| Revenue CAGR (3y) | +18.0% |
| Debt / equity | - |
| Cash & short-term investments | $3.1B |
| Shares outstanding | 1,291.6m (cover page of the latest filing, 2026-07-31) |
The score: 11 of 29 checks passed
Six chapters, six pass/fail checks each. Five are computed from the filings; Trend is price behaviour, and says so.
Is SOFI stock cheap or expensive right now?
Value · 0 of 4 checks passed. Expensive against its own history and its sector - you're paying up for what you get. chapter →
Is SoFi still growing?
Growth · 3 of 5 checks passed. Growing, but with caveats - revenue +9.2% over the last year. chapter →
Does SoFi make real money?
Quality · 2 of 5 checks passed. Profitability is thin or negative - the growth isn't turning into money yet. chapter →
Can SoFi survive a bad year?
Health · 4 of 5 checks passed. Financially sound overall, with one or two things worth watching. chapter →
What does SoFi hand back to shareholders?
Shareholder returns · 0 of 4 checks passed. SOFI returns nothing to owners yet, and the share count keeps rising - every dollar stays in the business. chapter →
Which way is SOFI trending?
Trend analysis · 2 of 6 checks passed. The market is voting against it right now - a falling trend on most measures. chapter →
Are insiders buying or selling SOFI?
Open-market buys: $749,336 · sells: $3M, across the recent Form 4 filings. detail →
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Method: figures computed deterministically from SEC EDGAR XBRL (companyfacts, frames, financial-statement-and-notes datasets, Form 4); prices delayed end-of-day. Scores count transparent pass/fail checks. Missing data is shown as missing, never estimated. Last changed . © TenQ - cite with a link to this page.