TenQ · fact sheet · filings current to · price as of
UnitedHealth (UNH)
The business itself is the question here - 16 of 30 checks passed.
Latest close : $397.14, -0.9% on the day; -9.0% from the 52-week high. Refreshed every trading night.
Full analysis: report · all charts. Financial statements are computed from SEC EDGAR XBRL filings, current to . The share price and everything built on it (market cap, multiples, yields, the Value and Trend checks) are refreshed every trading night; this page shows the close of . Not investment advice.
Key figures
| Share price (delayed close) | $397.14 |
| Market cap | $356.5B |
| 52-week range | $257.55 - $436.35 |
| P/E | 25.6x |
| P/E, own 11-year median | 17.8x |
| P/S | 0.8x |
| Free cash flow yield | 6.6% |
| Dividend yield | 2.2% |
| Revenue (TTM) | $450.1B |
| Net income (TTM) | $14.1B |
| Free cash flow (TTM) | $23.6B |
| Gross margin | 88.6% |
| Operating margin | 4.8% |
| Return on equity | 13.5% |
| Revenue growth (1y) | +6.5% |
| Revenue CAGR (3y) | +11.4% |
| Debt / equity | 0.70x |
| Cash & short-term investments | $31.5B |
| Shares outstanding | 897.6m (cover page of the latest filing, 2026-07-31) |
The score: 16 of 30 checks passed
Six chapters, six pass/fail checks each. Five are computed from the filings; Trend is price behaviour, and says so.
Is UNH stock cheap or expensive right now?
Value · 1 of 5 checks passed. Expensive against its own history and its sector - you're paying up for what you get. chapter →
Is UnitedHealth still growing?
Growth · 1 of 6 checks passed. Growth is weak or inconsistent - the trend, not the story, is the problem. chapter →
Does UnitedHealth make real money?
Quality · not scored. Not enough data to score this fairly - the checks below show exactly what's missing. (claims not reported; expense to revenue not reported; underwriting margin not reported) chapter →
Can UnitedHealth survive a bad year?
Health · 2 of 4 checks passed. The balance sheet carries real risk - read the checks before anything else. chapter →
What does UnitedHealth hand back to shareholders?
Shareholder returns · 6 of 6 checks passed. Owners are paid reliably and affordably, and the share count is not eroding their stake. chapter →
Which way is UNH trending?
Trend analysis · 4 of 6 checks passed. Mixed signals from the market - some trends up, some rolling over. chapter →
Are insiders buying or selling UNH?
Open-market buys: $0.00 · sells: $944,910, across the recent Form 4 filings. detail →
Other insurance carriers we cover: Berkshire Hathaway (BRK-B) · Progressive (PGR) · every company →
Method: figures computed deterministically from SEC EDGAR XBRL (companyfacts, frames, financial-statement-and-notes datasets, Form 4); prices delayed end-of-day. Scores count transparent pass/fail checks. Missing data is shown as missing, never estimated. Last changed . © TenQ - cite with a link to this page.