TenQ · fact sheet · filings current to · price as of
Affirm (AFRM)
A mixed picture - strengths and real weaknesses - 18 of 36 checks passed.
Latest close : $72.35, -2.6% on the day; -21.5% from the 52-week high. Refreshed every trading night.
Full analysis: report · all charts. Financial statements are computed from SEC EDGAR XBRL filings, current to . The share price and everything built on it (market cap, multiples, yields, the Value and Trend checks) are refreshed every trading night; this page shows the close of . Not investment advice.
Key figures
| Share price (delayed close) | $72.35 |
| Market cap | $24.4B |
| 52-week range | $42.53 - $92.18 |
| P/E | 13.1x |
| P/E, own 2-year median | - |
| P/S | 16.9x |
| Free cash flow yield | 4.1% |
| Dividend yield | - |
| Revenue (TTM) | $1.4B |
| Net income (TTM) | $1.9B |
| Free cash flow (TTM) | $993M |
| Gross margin | - |
| Operating margin | 28.9% |
| Return on equity | 35.2% |
| Revenue growth (1y) | +29.6% |
| Revenue CAGR (3y) | +32.1% |
| Debt / equity | 1.79x |
| Cash & short-term investments | $1.6B |
| Shares outstanding | - |
The score: 18 of 36 checks passed
Six chapters, six pass/fail checks each. Five are computed from the filings; Trend is price behaviour, and says so.
Is AFRM stock cheap or expensive right now?
Value · 3 of 6 checks passed. Fairly priced on some measures, rich on others. chapter →
Is Affirm still growing?
Growth · 4 of 6 checks passed. Growing, but with caveats - revenue +29.6% over the last year. chapter →
Does Affirm make real money?
Quality · 5 of 6 checks passed. Rare profitability: margins and returns on capital are well above its peers. chapter →
Can Affirm survive a bad year?
Health · 2 of 6 checks passed. The balance sheet carries real risk - read the checks before anything else. chapter →
What does Affirm hand back to shareholders?
Shareholder returns · 0 of 6 checks passed. AFRM returns nothing to owners yet, and the share count keeps rising - every dollar stays in the business. chapter →
Which way is AFRM trending?
Trend analysis · 4 of 6 checks passed. Mixed signals from the market - some trends up, some rolling over. chapter →
Are insiders buying or selling AFRM?
Open-market buys: $0.00 · sells: $23M, across the recent Form 4 filings. detail →
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Method: figures computed deterministically from SEC EDGAR XBRL (companyfacts, frames, financial-statement-and-notes datasets, Form 4); prices delayed end-of-day. Scores count transparent pass/fail checks. Missing data is shown as missing, never estimated. Last changed . © TenQ - cite with a link to this page.